Cherrywood Lumberman's Association
Why We're Different
Competitive Rates

Proven Performance
  •  Avg loss ratio of 40.87%
  • Avg 19.79% net return on premium
  • $5.02 million surplus returned to members

Risk Pooling

  • Rigid underwriting criteria
  • Good loss experience
  • Strong risk management focus
             
Risk Management Services
  • Risk management assessments
  • On-site consulting
  • Ergonomics consulting
  • Training programs
  • Safety & Health program assistance
  • Safety achievment awards

Innovative Program

  • Rent-a-captive approach
  • Alternative to high premiums
  • Premium, interest & investment income returned to members
  • Stability
  • Incentives to practice good risk management
 Stability
  • Underwritten through The PMA Companies
  • Larger risk base
  • Consistent membership base

Diligent Claims Handling

  • Managed Care
  • Disability management
  • Field claims investigators
  • Preferred physicians network
  • Automated medical bill auditing

                                                                                                    

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